Financing with Solazmar Global S.A. de C.V.
PARADISE BAY
Luxury Coastal Living With Intelligent Financing
La Unión, El Salvador — Where transparent ownership meets world-class coastal development.
Our Philosophy
We Are Developers — Not a Bank
At Paradise Bay, our revenue comes from building exceptional coastal communities — not from trapping buyers in unfavorable loan structures. Every financing decision we've made is designed to reduce financial pressure, accelerate ownership, and reward buyers who bring outside capital.
Help Buyers Own
Clear paths to full ownership from day one
Reduce Pressure
Flexible terms that adapt to each buyer's timeline
Flexible Paths
Four distinct financing options for every situation
Reward Smart Financing
10% discount for buyers who secure outside funding
Chapter: Financing Options
Four Paths to Paradise
Paradise Bay offers a tiered financing structure designed to meet every buyer where they are. From instant discounts for self-financed buyers to flexible long-term plans, our approach removes the barriers that keep people from owning coastal property.
Brokers should always lead with Option 1 and work through the tiers only as needed. Each option is designed to move buyers closer to ownership — never further from it.
Option 1 — Recommended
Bring Your Own Financing
Buyers who secure their own financing receive a powerful incentive: a 10% discount on the purchase price, stackable with any active promotions — and with absolutely no penalties. This is the preferred path and the one brokers should present first.
U.S. Bank Loan
Traditional mortgage from any U.S.-based lender
Salvadoran Bank
Local financing through established institutions
Credit Union
Member-owned financial cooperatives welcome
HELOC or Private Loan
Home equity lines of credit and private capital accepted

Broker Tip: Lead every conversation with Option 1. The 10% discount is a powerful closer — and it stacks with seasonal promotions for even greater savings.
Option 2 — Bridge Financing
12-Month Zero Interest Bridge
For buyers who need time to arrange outside funding or close on existing assets, the 12-month bridge is a frictionless path forward. With zero percent interest, no bank qualification required, no hidden fees, and no early payoff penalty, this option is designed to remove every financing objection from the sales conversation.
It gives buyers breathing room to secure the best long-term rate while locking in their lot today. For brokers, it dramatically improves closing speed and conversion rates by eliminating the "I need to talk to my bank first" delay.
Key Benefits
0% Interest
True zero-cost financing
No Bank Required
Qualify directly with us
No Hidden Fees
Transparent from day one
No Penalty
Pay off early anytime
Option 3 — Extended Bridge
3-Year Bridge at 7.9%
When buyers need additional time beyond the 12-month window, the 3-year bridge provides a competitive rate that sits below the Salvadoran banking average. This option remains temporary by design — giving owners time to improve their financial position, build equity, or secure a permanent loan on better terms.
7.9% Interest
Below average local bank rates
Temporary by Design
A bridge, not a destination
Refinance Anytime
No lock-in, no restrictions
Option 4 — Last Resort
Long-Term In-House Financing
Available only when other options aren't feasible, our long-term plans ensure no qualified buyer is turned away. Rates are intentionally set above market — not to profit from interest, but to motivate buyers toward better financial solutions over time. Every plan includes zero prepayment penalties and the freedom to refinance or pay early at any point.

Remember: Every long-term plan allows early payoff and refinancing with zero penalties. These rates are designed to be temporary stepping stones, not permanent commitments.
The Strategy Behind the Rates
Why Long-Term Rates Are Intentionally Higher
We intentionally do not compete with banks on long-term rates. This isn't a pricing mistake — it's a philosophy.
Higher in-house rates are structured to encourage buyers to:
  • Seek better rates from traditional lending institutions
  • Improve their financial position over the life of the bridge
  • Refinance as soon as possible into more favorable terms
Our goal is financial independence for every owner. We succeed when our buyers graduate out of our financing — not when they stay in it.
Full Comparison
Financing Options at a Glance
This side-by-side comparison gives brokers and buyers a clear view of every available path. Each option includes full flexibility to refinance or pay early — no exceptions.
All options include zero prepayment penalties and the ability to refinance at any time.
What Makes Paradise Bay Different
The coastal development industry is crowded with projects that use financing as a profit center. Paradise Bay takes the opposite approach — and that difference is what builds lasting trust with buyers and broker partners alike.
Broker Advantage
A Structure Built to Help You Close
This financing model isn't just buyer-friendly — it's a powerful sales accelerator for brokers. With four distinct paths to ownership, you'll never lose a deal to financing friction again.
Removes Financing Objections
Every "what if" has an answer — from 0% bridges to outside lending discounts
Four Ways to Close
Match each buyer to the option that fits their timeline and financial profile
Increases Approval Rates
In-house options mean no buyer walks away empty-handed
Builds Lasting Trust
Transparent terms create repeat clients and referral networks
For the Buyer
Buyer Benefits: Wealth Building, Not Debt Building
Every element of the Paradise Bay financing structure is designed to put owners on a path to long-term wealth creation — not long-term obligation. From day one, buyers gain tangible financial advantages that grow over time.
Immediate Equity
The 10% outside financing discount creates instant equity at closing — a head start on wealth building
Time Flexibility
Bridge options from 12 months to 3 years give buyers room to arrange optimal long-term financing
Refinancing Freedom
Zero prepayment penalties on every plan means buyers can upgrade their terms the moment a better rate appears
No Financial Traps
Transparent terms, no hidden fees, and a structure designed to move buyers toward independence — not dependency
Our Promise
Paradise Bay: A Community, Not a Contract
Paradise Bay is a luxury coastal development with a transparent financing strategy designed to empower owners. We build communities — not debt dependency.
Luxury Living
World-class coastal development in La Unión, El Salvador
Transparent Financing
Every rate, fee, and term disclosed upfront — no surprises
Owner Empowerment
Structured to build your wealth, not our loan portfolio
Secure Your Lot. Choose Your Path. Lock Your Discount.
The time to act is now. With four flexible financing options and a 10% discount for outside financing, Paradise Bay makes luxury coastal ownership accessible on your terms. Every day you wait, available lots diminish and promotional pricing moves closer to expiration.
01
Select Your Lot
Choose from premium oceanview parcels in La Unión
02
Choose Your Financing
Work with your broker to identify the best path forward
03
Lock Your Price
Secure today's pricing and stack available discounts
Paradise Bay · La Unión, El Salvador
Presented by Solazmar Global S.A. de C.V.
Contact Your Broker Today